Joint Loan Application

Please be prepared to upload the following:

  • 2 forms of identification — Drivers License and a 2nd ID (the 2nd ID can be your SSN card, Work Photo ID, other government ID, passport, or current debit/credit card)
  • 2 most recent paystubs or 2 most recent bank statements if you have direct deposit

(If you are buying a car)

  • Buyers order
  • Insurance card

1st Applicant Details

Name *
Password
Account No.
Social Security Number *
Number of Dependents *
Email *
Birth Date *
Home Phone No. *
Business Phone/Ext. *
Cell Phone *
Present Address
Street *
City *
State *
Zipcode *
Address Type *
Length at residence *
Amount you pay *
Previous Address
Street
City
State
Zipcode
Address Type
Length at residence
Amount you pay
Complete for joint credit, secured credit or if you live in a community property state: *
Driver's license number/state *
Previous Employer name and address if Employed less than five years

2st Applicant Details

Name *
Password
Account No.
Social Security Number *
Number of Dependents *
Email Address *
Birth Date *
Home Phone No. *
Business Phone/Ext. *
Cell Phone *
Present Address
Street *
City *
State *
Zipcode *
Address Type *
Length at residence *
Amount you pay *
Previous Address
Street
City
State
Zipcode
Address Type
Length at residence
Amount you pay
Complete for joint credit, secured credit or if you live in a community property state: *
Driver's license number/state *
Previous Employer name and address if Employed less than five years

1st Applicant Employment / Income Details

Name of Employer *
Supervisor's Name *
Address of Employer *
If Self Employed, Type of Business
Hours at Work *
Start Date *
Job Title/Grade *

Notice: Alimony, child support or separate maintenance income need not to be revealed if you do not choose to have it considered.

Employment income
Amount *
Other income
Amount
Source
Military: Is duty station transfer expected during next year?
Select *
Where
Ending / Separation date
1st Applicant Signature *
Name *
Date *

2nd Applicant Employment / Income Details

Name of Employer *
Supervisor's Name *
Address of Employer *
If Self Employed, Type of Business
Hours at Work *
Start Date *
Job Title/Grade *

Notice: Alimony, child support or separate maintenance income need not to be revealed if you do not choose to have it considered.

Employment income
Amount *
Other income
Amount
Source
Military: Is duty station transfer expected during next year?
Select *
Where
Ending / Separation date
2nd Applicant Signature *
Name *
Date *

Type of account(s)

Check below to indicate the type of account(s) and type of credit for which you are appling. Married Applicants may apply for a separate account.

1. You live in or the property pledge as collateral is located in a community property state (AK, AZ, CA, ID, LA, NM, NV, TX, WA, WI),
2. Your spouse will use the account, or
3. You are relying on your spouse’s income as a basis for repayment. If you are relying on income from alimony, child support, or separate maintenance, complete the Other section to the extent possible about the person on whose payments you are relying. Joint Credit: Each Applicant must individually complete the appropriate section below. If Co-Borrower is spouse of the Applicant, mark the Co-Applicant box. Guarantor: Complete the Other section if you are a guarantor on an account/loan.

Amount Requested *
Purpose/Collateral *

Repayment :

How Often? *
What would you like your payment due date to be * (Ex: 1st, month or 10th or each month Etc...)
Select method *

Name of Payee *

Address *
City *
State *
Zip Code *
Area Code + Telephone Number *
Name of Person or Institution Entitled to Payment *

ACH Payments

How often should we debit your account from your other financial institution? *
ACH Amount *
Financial Institution Name *
Routing Number *
Account number *
Upload Pictures Of

1. A voided check or
2. Direct deposit form from other institutions or
3. Letter from your financial institution or
4. Bank Statement

(Note : (3 and 4) has to have your name on it, your routing number, and your account number )
Upload your documents...
  

Transfer from your Richmond Heritage Account

Payment needs to be in account 24 hrs before payment date

Cash deposit at Richmond Heritage Federal Credit Union

If you select cash payment options, payment needs to be in branch by 5 pm on due date

Go To Sharedbranching.org

You can click the Shared branch link or copy it into your browser to see a list of shared branches that you will be able to make payments.

Attach Documents

Buying a Car *
Attach Buyers Order
Attach Insurance
Attach Additional Documents
Two IDs Required
* Please make sure your ID information is clear and readable. If not, we cannot process your application.
Upload Valid Driver's License *
Upload your documents... (Max File Size 10mb)
Step 2: Upload 2nd ID - SSN Card Work ID, Debit Card, Credit Card, Passport. Voter's Card, Other Governmant ID *
Upload your documents... (Max File Size 10mb)

Payment Protection

Are you interested in having your loan protected? *
If you answer "yes", then the credit union will disclose the cost of this voluntary payment protection to you. A separate election which discloses the terms and conditions must be signed for protection to be effective.

Reference of Applicant 1

Name of relative not living with you *
Relationship *
Email
Home Phone *
City *
Zipcode *
State *
Street *

Reference of Applicant 2

Name of relative not living with you *
Relationship *
Email
Home Phone *
City *
Zipcode *
State *
Street *
* Please check all the details entered before submitting