Joint Loan Application

note
Field is required!
Field is required!
note
Field is required!
Field is required!
note
Field is required!
Field is required!
note
Field is required!
Field is required!

Please be prepared to upload the following:

  • 2 forms of identification — Drivers License and a 2nd ID (the 2nd ID can be your SSN card, Work Photo ID, other government ID, passport, or current debit/credit card)
  • 2 most recent paystubs or 2 most recent bank statements if you have direct deposit

(If you are buying a car)

  • Buyers order
  • Insurance card
Field is required!
Field is required!

1st Applicant Details

Name *
Your Full Name
Field is required!
Field is required!
Password
Password
Field is required!
Field is required!
Account No.
Account No.
Field is required!
Field is required!
Social Security Number *
Social Security Number
Field is required!
Field is required!
Number of Dependents *
Number of Dependents
Field is required!
Field is required!
Email *
Email
Field is required!
Field is required!
Birth Date *
ddmmyyyy
Field is required!
Field is required!
Home Phone No. *
Home Phone No.
Field is required!
Field is required!
Business Phone/Ext. *
Business Phone/Ext.
Field is required!
Field is required!
Cell Phone *
Cell Phone
Field is required!
Field is required!
Present Address
Street *
Street
Field is required!
Field is required!
City *
City
Field is required!
Field is required!
State *
State
Field is required!
Field is required!
Zipcode *
Zipcode
Field is required!
Field is required!
Address Type *
Field is required!
Field is required!
Length at residence *
Length at residence
Field is required!
Field is required!
Amount you pay *
Amount
Field is required!
Field is required!
Previous Address
Street
Street
Field is required!
Field is required!
City
City
Field is required!
Field is required!
State
State
Field is required!
Field is required!
Zipcode
Zipcode
Field is required!
Field is required!
Address Type
Field is required!
Field is required!
Length at residence
Length at residence
Field is required!
Field is required!
Amount you pay
Amount
Field is required!
Field is required!
Complete for joint credit, secured credit or if you live in a community property state: *
Field is required!
Field is required!
Driver's license number/state *
license number/state
Field is required!
Field is required!
Previous Employer name and address if Employed less than five years
Name and Address
Field is required!
Field is required!

2st Applicant Details

Name *
Your Full Name
Field is required!
Field is required!
Password
Password
Field is required!
Field is required!
Account No.
Account No.
Field is required!
Field is required!
Social Security Number *
Social Security Number
Field is required!
Field is required!
Number of Dependents *
Number of Dependents
Field is required!
Field is required!
Email Address *
Email
Field is required!
Field is required!
Birth Date *
ddmmyyyy
Field is required!
Field is required!
Home Phone No. *
Home Phone No.
Field is required!
Field is required!
Business Phone/Ext. *
Business Phone/Ext.
Field is required!
Field is required!
Cell Phone *
Cell Phone
Field is required!
Field is required!
Present Address
Street *
Street
Field is required!
Field is required!
City *
City
Field is required!
Field is required!
State *
State
Field is required!
Field is required!
Zipcode *
Zipcode
Field is required!
Field is required!
Address Type *
Field is required!
Field is required!
Length at residence *
Length at residence
Field is required!
Field is required!
Amount you pay *
Amount
Field is required!
Field is required!
Previous Address
Street
Street
Field is required!
Field is required!
City
City
Field is required!
Field is required!
State
State
Field is required!
Field is required!
Zipcode
Zipcode
Field is required!
Field is required!
Address Type
Field is required!
Field is required!
Length at residence
Length at residence
Field is required!
Field is required!
Amount you pay
Amount
Field is required!
Field is required!
Complete for joint credit, secured credit or if you live in a community property state: *
Field is required!
Field is required!
Driver's license number/state *
license number/state
Field is required!
Field is required!
Previous Employer name and address if Employed less than five years
Name and Address
Field is required!
Field is required!

1st Applicant Employment / Income Details

Name of Employer *
Full Name
Field is required!
Field is required!
Supervisor's Name *
Supervisor's Name
Field is required!
Field is required!
Address of Employer *
Address of Employer
Field is required!
Field is required!
If Self Employed, Type of Business
Type of Business
Field is required!
Field is required!
Hours at Work *
Hours at Work
Field is required!
Field is required!
Start Date *
ddmmyyyy
Field is required!
Field is required!
Job Title/Grade *
Job Title/Grade
Field is required!
Field is required!

Notice: Alimony, child support or separate maintenance income need not to be revealed if you do not choose to have it considered.

Field is required!
Field is required!
Employment income
Field is required!
Field is required!
Amount *
Amount
Field is required!
Field is required!
Other income
Field is required!
Field is required!
Amount
Amount $
Field is required!
Field is required!
Source
Source
Field is required!
Field is required!
Military: Is duty station transfer expected during next year?
Select *
Field is required!
Field is required!
Where
Place name
Field is required!
Field is required!
Ending / Separation date
ddmmyyyy
Field is required!
Field is required!
1st Applicant Signature *
Field is required!
Field is required!
Name *
Name
Field is required!
Field is required!
Date *
ddmmyyyy
Field is required!
Field is required!

2nd Applicant Employment / Income Details

Name of Employer *
Full Name
Field is required!
Field is required!
Supervisor's Name *
Supervisor's Name
Field is required!
Field is required!
Address of Employer *
Address of Employer
Field is required!
Field is required!
If Self Employed, Type of Business
Type of Business
Field is required!
Field is required!
Hours at Work *
Hours at Work
Field is required!
Field is required!
Start Date *
ddmmyyyy
Field is required!
Field is required!
Job Title/Grade *
Job Title/Grade
Field is required!
Field is required!

Notice: Alimony, child support or separate maintenance income need not to be revealed if you do not choose to have it considered.

Field is required!
Field is required!
Employment income
Field is required!
Field is required!
Amount *
Amount
Field is required!
Field is required!
Other income
Field is required!
Field is required!
Amount
Amount $
Field is required!
Field is required!
Source
Source
Field is required!
Field is required!
Military: Is duty station transfer expected during next year?
Select *
Field is required!
Field is required!
Where
Place name
Field is required!
Field is required!
Ending / Separation date
ddmmyyyy
Field is required!
Field is required!
2nd Applicant Signature *
Field is required!
Field is required!
Name *
Name
Field is required!
Field is required!
Date *
ddmmyyyy
Field is required!
Field is required!

Type of account(s)

Check below to indicate the type of account(s) and type of credit for which you are appling. Married Applicants may apply for a separate account.

1. You live in or the property pledge as collateral is located in a community property state (AK, AZ, CA, ID, LA, NM, NV, TX, WA, WI),
2. Your spouse will use the account, or
3. You are relying on your spouse’s income as a basis for repayment. If you are relying on income from alimony, child support, or separate maintenance, complete the Other section to the extent possible about the person on whose payments you are relying. Joint Credit: Each Applicant must individually complete the appropriate section below. If Co-Borrower is spouse of the Applicant, mark the Co-Applicant box. Guarantor: Complete the Other section if you are a guarantor on an account/loan.

Field is required!
Field is required!
Amount Requested *
Amount Requested
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Field is required!
Purpose/Collateral *
Purpose/Collateral:
Field is required!
Field is required!

Repayment :

How Often? *
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Field is required!
What would you like your payment due date to be * (Ex: 1st, month or 10th or each month Etc...)
Field is required!
Field is required!
Select method *
Field is required!
Field is required!

Name of Payee *

First Name
Field is required!
Field is required!
Middle Initial
Field is required!
Field is required!
Last Name
Field is required!
Field is required!
Address *
Address
Field is required!
Field is required!
City *
City
Field is required!
Field is required!
State *
State
Field is required!
Field is required!
Zip Code *
Zip Code
Field is required!
Field is required!
Area Code + Telephone Number *
Area Code + Telephone Number
Field is required!
Field is required!
Name of Person or Institution Entitled to Payment *
Name
Field is required!
Field is required!

ACH Payments

How often should we debit your account from your other financial institution? *
Field is required!
Field is required!
ACH Amount *
amount
Field is required!
Field is required!
Financial Institution Name *
Financial Institution Name
Field is required!
Field is required!
Routing Number *
Routing Number
Field is required!
Field is required!
Account number *
Account number
Field is required!
Field is required!
Upload Pictures Of

1. A voided check or
2. Direct deposit form from other institutions or
3. Letter from your financial institution or
4. Bank Statement

(Note : (3 and 4) has to have your name on it, your routing number, and your account number )
Field is required!
Field is required!
Upload your documents...
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Field is required!
  
Field is required!
Field is required!
Field is required!
Field is required!

Transfer from your Richmond Heritage Account

Payment needs to be in account 24 hrs before payment date

Cash deposit at Richmond Heritage Federal Credit Union

If you select cash payment options, payment needs to be in branch by 5 pm on due date

Go To Sharedbranching.org

You can click the Shared branch link or copy it into your browser to see a list of shared branches that you will be able to make payments.

Attach Documents

Buying a Car *
Field is required!
Field is required!

Do you have buyers order?

Field is required!
Field is required!
Attach Insurance
Max 10mb
Max 10mb
Attach Additional Documents
Max 10mb
Max 10mb
Attach Buyers Order
Max 10mb
Max 10mb

If applying for a Pre Approval to buy a car we need the following information

How much are planning to pay for car?
amount
Field is required!
Field is required!

The year of the car cannot be more than ten years old from the current year. (Ex: If it is the year 2020 the year of the car you are considering cannot be any older than a 2010)

What type of car you planning to buy?
car type
Field is required!
Field is required!

To apply for a pre approval, the Credit Union will need to pull your credit and will use the general information about the car that you keyed in.

Do you agree to have your credit pulled.
Field is required!
Field is required!

Next Steps Once you find a car, the car itself will need to be evaluated. It is possible that you could pick a car that is outside of what the credit union would finance. If that happens you will have to find another car within the pre approved guidelines or the loan would be declined.

Two IDs Required
* Please make sure your ID information is clear and readable. If not, we cannot process your application.
Field is required!
Field is required!
Upload Valid Driver's License *
Upload your documents... (Max File Size 10mb)
Field is required!
Field is required!
Step 2: Upload 2nd ID - SSN Card Work ID, Debit Card, Credit Card, Passport. Voter's Card, Other Governmant ID *
Upload your documents... (Max File Size 10mb)
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Field is required!

Payment Protection

Are you interested in having your loan protected? *
Field is required!
Field is required!
If you answer "yes", then the credit union will disclose the cost of this voluntary payment protection to you. A separate election which discloses the terms and conditions must be signed for protection to be effective.

Reference of Applicant 1

Name of relative not living with you *
Full Name
Field is required!
Field is required!
Relationship *
Relationship
Field is required!
Field is required!
Email
Email
Field is required!
Field is required!
Home Phone *
Home Phone
Field is required!
Field is required!
City *
City
Field is required!
Field is required!
Zipcode *
Zipcode
Field is required!
Field is required!
State *
State
Field is required!
Field is required!
Street *
Street
Field is required!
Field is required!

Reference of Applicant 2

Name of relative not living with you *
Full Name
Field is required!
Field is required!
Relationship *
Relationship
Field is required!
Field is required!
Email
Email
Field is required!
Field is required!
Home Phone *
Home Phone
Field is required!
Field is required!
City *
City
Field is required!
Field is required!
Zipcode *
Zipcode
Field is required!
Field is required!
State *
State
Field is required!
Field is required!
Street *
Street
Field is required!
Field is required!
Field is required!
Field is required!
Field is required!
Field is required!
Submit