Individual Loan Application

Please be prepared to upload the following:

  • 2 forms of identification — Drivers License and a 2nd ID (the 2nd ID can be your SSN card, Work Photo ID, other government ID, passport, or current debit/credit card)
  • 2 most recent paystubs or 2 most recent bank statements if you have direct deposit

(If you are buying a car)

  • Buyers order
  • Insurance card

Applicant Details

Name *
Account No.
Number of Dependents *
Date of Birth *
Password
Social Security Number *
Email *
Home Phone No. *
Business Phone/Ext. *
Cell Phone *
Present Address
Street *
City *
Zipcode *
Address Type *
Amount you pay *
Length at residence *
Previous Address
Street
City
Zipcode
Address Type
Amount you pay
Length at residence
Complete for joint credit, secured credit or if you live in a community property state: *
Driver's License Number/State *
Previous Employer name and address if Employed less than five years

Employment / Income Details

Name of Employer *
If Self Employed, Type of Business
Address of Employer *
Supervisor's Name *
Job Title/Grade *
Start Date *
Hours at Work *

Notice: alimony, child support or separate maintenance income need not to be revealed if you do not choose to have it considered.

Attach 2 pay stubs or 2 complete bank statements to show your direct deposit
* Please make sure your pay stubs information is clear and readable. If not, we cannot process your application.
Upload 1st most recent pay stubs or bank statements
Upload 2nd most recent pay stubs or bank statements
Employment Income
Amount *
Other income
Amount
Source
Military: Is duty station transfer expected during next year?
Select *
Where
Ending / Separation date
Upload Signature for Military: Is duty station transfer expected during next year? *
Name *
Date *

Type of account(s)

Amount Requested *
Purpose/Collateral *

Repayment :

How Often? *
What would you like your payment due date to be * (Ex: 1st, month or 10th or each month Etc...)
Select method *

Name of Payee *

Address *
City *
State *
Zip Code *
Area Code + Telephone Number *
Name of Person/ Institution Entitled to Payment *

ACH Payments

How often should we debit your account from your other financial institution?
ACH Amount *
Financial Institution Name *
Routing Number *
Account number *
Upload Pictures Of

1. A voided check or
2. Direct deposit form from other institutions or
3. Letter from your financial institution or
4. Bank Statement

(Note : (3 and 4) has to have your name on it, your routing number, and your account number )
Upload your documents...
 

Transfer from your Richmond Heritage Account

Payment needs to be in account 24 hrs before payment date

Cash deposit at Richmond Heritage Federal Credit Union

If you select cash payment options, payment needs to be in branch by 5 pm on due date

Go To Sharedbranching.org

You can click the Shared branch link or copy it into your browser to see a list of shared branches that you will be able to make payments.

Attach Documents

Buying a Car *
Attach Buyers Order
Attach Insurance
Attach Additional Documents
Two IDs Required
* Please make sure your ID information is clear and readable. If not, we cannot process your application.
Upload Valid Driver's License *
Upload your documents...(Max File Size 10mb)
Upload 2nd ID - SSN Card Work ID, Debit Card, Credit Card, Passport. Voter's Card, Other Governmant ID *
Upload your documents...(Max File Size 10mb)

Payment Protection

Are you interested in having your loan protected? *
If you answer "yes", then the credit union will disclose the cost of this voluntary payment protection to you. A separate election which discloses the terms and conditions must be signed for protection to be effective.

Reference 1

Name of Relative not living with you *
Relationship *
Email
Home Phone *
Street *
City *
Zipcode *
State

Reference 2

Name of Relative not living with you *
Relationship *
Email
Home Phone *
Street *
City *
Zipcode *
State
* Please check all the details entered before submitting