Fee Schedule

All Accounts

Account Research Fee – $6.00 per hour
Dormant Fee (No Activity for 12 months) – $5.00 a month
Late Fee on Loans – $29.00

Legal Process Fee –

  • $84.00 for garnishment
  • $53.00 for judgement
  • 25% attorney fees
Title Transfer Fee – $10.00 Duplicate Title Fee – $10.00 Stop Payment Fee – $25.00 Statement Copy Fee – $1.00 per copy (per item) Deposit Item Return – $15.00
Original Copy Draft – $10.00 ACH Return Insufficient Funds – $35.00 Clear Draft from Savings – $10.00 Courtesy Pay Fee – $35.00
VISA Check Card Application Fee – $5.00 Visa Check Card Replacement – $10.00 Replacement Pin for Debit Card – $5.00 Check Cashing Fee (Free with Direct Deposit) – $5.00

Shares

Excess withdrawal fee – 35.00 per transaction after 6 transactions

Investment Clubs

Christmas Club Account Withdrawal Fee – $10.00 for a withdrawal, other than the automatic withdrawal date ( Nov. 1 )

Vacation Club Account Withdrawal Fee – $10.o0 for a withdrawal other than the automatic withdrawal date (June 1)


ATM

ATM Withdrawal Transfer Fee (if not Richmond Heritage ATM) – $1.00

Membership

Membership Share – $5.00 per value

Membership Fee – $5.00