Rates Schedule

Loan Rates

Signature – 7.50% – 18.00% Line of Credit 9% – 12% Share Secured – 400 basis points above the stated rate on share savings at the time of loan. Pledge of Certificate – 300 basis points above the stated rate on share certificate at the time of loan.

Share Rates

$50.00 – 999.99 – .05% $1,000.00 – $4999.99 – .05% $5,000.00 – $9,999.99 – .05% $10,000.00 – and above – .10%

Clubs

Vacation Club – .05% Christmas Club – .05%

Share Certificates (CDs)

06 months 0.35% – 0.35% 12 months 0.75% – 0.75% (minimum deposit $2000.00)

New/Used Vehicles

Duration of Loan Rate
84 months 3.99 – 18.00% must purchase gap insurance
72 months 3.49 – 18.00% must purchase gap insurance
60 months 2.99 – 18.00%
48 months 2.99 – 18.00%
36 months 2.99 – 18.00%

Vehicles over $30,000 can be financed up to 84 months with the purchase of gap insurance.

We will not finance vehicles over 10 years old.

Rates are current as of press date and are subject to change without prior notice.