85th Annual Meeting

Hello Heritage Family

Our 85th annual meeting will be virtual this year on November 30, 2021 at 6:30pm due to COVID-19 and the impact it has had on all of us.

The decision was made to follow the current rule Governor Northam put in place to restrict the size of in-person gatherings to ensure everyone’s safety.

The meeting will only last for about 20 minutes and cover the following:

  • Chairman Report (3 min)
  • President’s Report (3 min)
  • Supervisory Committee report(3 min)
  • Voting of open board positions (3 min)
  • Old business (3 min)
  • New business and questions (3 min)

How to join the meeting

1.) Click link below on Tuesday November 30, 2021, at 6:30pm

Topic: Join us for our 85th Annual Meeting 11-30-2021 at 6:30 pm
Time: Nov 30, 2021 06:30 PM Eastern Time (US and Canada)

Join Zoom Meeting

Meeting ID: 830 9972 3179
Passcode: 803770
One tap mobile
+16465588656,,83099723179#,,,,*803770# US (New York)
+13017158592,,83099723179#,,,,*803770# US (Washington DC)

Dial by your location
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Meeting ID: 830 9972 3179
Passcode: 803770
Find your local number: https://us02web.zoom.us/u/kc9fb1hkkp

2.) Type in your First and Last Name and the ( Last 4 of your SSN# )

3.) This information will be used to verify your name against our approved membership database to confirm you are a member

4.) The meeting will be recorded to capture minutes of the meeting and who attended 

How to vote for board members on ballot

1.) The Bio of each person that is applying for a board position will be displayed on the screen

2.) After reading the BIO, you will type the name of the person that you are voting for in the chat section

3.) The number of votes will be counted by credit union staff members and the winner’s name will be announced

Please share this message with any Heritage Members that may not usually choose to do online meetings so they can attend.

The 85 year Heritage of our credit union

It was started by 10 African American Teachers on April 17, 1936, in the middle of the great depression.

Below is a copy of the original membership register (the original is on display in our Home office) of the first men and women who signed their names to start the foundation of our credit union.

 The Original Membership Register represents the POWER of ONE Signature. What people can do if they choose to work together.

For 85 plus years, Richmond Heritage Federal Credit Union has supported urban communities, and individuals traditionally denied access to financial resources. We seek to provide everyone the opportunity to achieve basic foundations of financial security by offering affordable financial services. We are committed to helping families and individuals reach their financial goals.

As a community…
We Have Gone From the 1st Black Bank in Richmond True Reformers Bank opened in 1889
To The last African American Credit union Richmond Heritage Federal Credit Union in 2020

Together we represent True Progress that created a Union that represents a combined Heritage of  131 years

Our Credit Union is supported by our Legacy Sponsors, Bon Secours Richmond Community Hospital, Virginia Union University, Richmond Public Schools, and now, The Market @25th.

Again thank you for your help and support and as a reminder, your Family is welcome to join our credit union.

We ask our members to Choose our Heritage to build your Legacy.
Our Slogan: It’s a SIP to do business with us (  SIP  )  Share, Invest, Partner

  • Share & Profit 
  • Invest & Grow 
  • Partner & Build 

Call to Action
Share and Profit,  Invest and Grow,  Partner and Build Community Wealth
OUR ASK(SIP with us)Sign, Invest, Partner

If you Live, Work, Play or Pray in Blackwell, Swansboro, and Manchester, YOU CAN JOIN our credit Union borrow from us and pay it forward

IF YOU CAN JOIN our Credit Union

  1. Sign up for a loan.
  2. Invest in yourself family and community by sponsoring the credit union with donations to help improve our technology. Need to raise minimal of $250,000
  3. Partner with us to make local investments that create a lasting impact to build Community Wealth


  1. Sign our letter of support ( we don’t call it a PETITION) and help us collect over 2000 names of people that want to join our credit Union but are not allowed to because the charter.
  2. Invest in yourself, family and community by sponsoring the credit union with donations to help improve our technology. We need to raise a minimum of $250,000
  3. Partner with us to make local investments that create a lasting impact to build community wealth

Randy Cooper President CEO
Richmond Heritage Federal Credit Union
804-651-9138 Cell